Allianz Global Assistance OVHC

457 Visa Compared helps compare the health insurance policies for 457 visa policy holder or applicants. Allianz is the newest player in this market with two policy options:

• Budget Visitor Cover ($929.00 annually)
• Visitors Plus ($1,499.00 annually)

Click on the comparison chart below to view the other major players in the OVHC including BUPA, Medibank and IMAN.

The Allianz Global Assistance OVHC (overseas visitors health cover) policy [budget visitors] is has a price at the lower end of the market and is comparable to other budget policy prices including HIF and Australian Unity. It’s critical to make sure your policy meets condition 8501 of your visa (adequate health insurance) which all the policies on the table above comply with.

For individuals, couples or families who already have Medicare the condition 8501 requirement is already met but having a policy such as Allianz OVHC could be suitable to fill that gaps that are not covered by the public system such as ambulance cover. It can also help reduce your tax within Australia as those who only have medicare can pay an additional medicare surcharge of up to 1.5% on income tax.

Overall, before purchasing health insurance for any visa that has condition 8501 its critical to ensure that the policy is Department of Immigration and Border Protection approved and suits you. That way you don’t need to risk having your application rejected or going to hospital and finding out your out-of-pocket expenses are higher than anticipated.

No reviews for Allianz Global Assistance OVHC exist on productreview.com.au so the below reviews focus on their travel insurance product. Once reviews are viewed on the site this will be adjusted accordingly.

Allianz Travel Insurance is rated 1.7 stars by 44 customers.