Families Looking For Overseas Health Insurance Should Consider HIF
The authors recommends HIF Family Cover as the policy of choice for families on a budget based on the fact that:
- The policy has no hospital excess
- It covers 100% of the cost of a public hospital stay
- It has the low price of $176.16
- The cover includes medical repatriation and ambulance cover
- The policy includes pharmaceutical and ambulance cover
- The policy is DIAC compliance with a overseas working visa compliance letter send upon joining (for condition 8501).
HIF is a ‘not for profit’ Australian health fund. This means that the aim of the fund it not to make a profit but provide the best service to its members (policy holders). Its due to this fact combined with age limitations and the limitation of only public hospital stays that they are able to offer such a significantly cheaper policy than other funds while remaining DIAC overseas visitor health compliant.
HIF also has strong reviews with a score of 6.8/10 on product review (the leading review website in Australia).
About Family Overseas Health Insurance Comparison
The authors of 457visacompared made this comparison in May 2014 based on a manual comparison of each health fund using their websites and PDF’s. This was a real comparison based on the findings at the time and we welcome feedback through our contact form if you are any fund feels changes are required to improve the accuracy of this comparison. For the most accurate comparison to find the policy that’s right for you the author recommends any individual to go to each overseas health insurance fund’s website, download each PDF detailing their policy and compare them side by side. It should be noted that there are some elements that are regulated such as waiting period for pre-existing injuries etc.
While the authors try to regularly update content on the website to make this comparison site as accurate as possible, the accuracy cannot be guaranteed. Therefore, information provided is indicative and should be used for general information only.